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Buy Crypto Using Bank Account ACH TransferACH means Automated Clearing House. This is an electronic system of transferring funds between American banks. Actually, you can not buy Bitcoins with ACH. You can use the same online banking method to buy bitcoins with an ACH transfer. Our user-friendly interface will guide you step by step to help you quickly. For US customers, Coinbase uses the ACH bank transfer system for payments with your bank account. Get your bitcoin instantly. You can buy digital currency.